Can a Disabled Child Receive Disability Benefits of of the Parents Work History
Adult Children With Disabilities Tin can Qualify For Benefits on Parents' Work Records
- January 24th, 2015
Although the typical Social Security Disability Insurance (SSDI) recipient has worked for a fairly long time before the onset of his disabling condition, an adult who became disabled before turning 22 tin can besides qualify for SSDI if she has a parent who meets sure qualifications.
SSDI is a federal plan primarily designed to assistance people who accept go disabled afterwards having worked for a certain amount of time. Unlike Supplemental Security Income (SSI), SSDI is not a needs-based program, which ways that there are no income and asset restrictions. Instead, a casher typically has to take paid into the Social Security organisation for at least 10 years prior to his disability. An SSDI benefit depends on the beneficiary's income earlier he became disabled, the size of his family, and the corporeality he paid into the Social Security system. Finally, SSDI recipients can receive Medicare two years after qualifying for SSDI.
Most people who have a serious disability before turning 22 are not able to get together the necessary piece of work record to qualify for SSDI on their own. Merely people in this state of affairs may instead be able to qualify for SSDI on their parents' work tape, in certain situations.
First, the "adult disabled child" (the Social Security Administration'southward (SSA) term for a person with a disability that manifested itself earlier age 22) must be completely disabled co-ordinate to the SSA'due south developed disability standards. 2d, the inability must have occurred before the potential beneficiary turned 22. Tertiary, the potential beneficiary's parent must accept paid into the Social Security organisation for the required number of quarters. Finally, and virtually chiefly, the potential beneficiary'due south parent must exist either dead, permanently disabled, or receiving Social Security retirement benefits.
If an developed disabled kid and her parent meets all of these qualifications, then the "kid" should be able to receive a substantial do good, often greater than an SSI award. On meridian of the monetary gain, the child does not accept to worry about her own unearned income or assets, since SSDI does non accept these into business relationship. However, if a child earns enough income through employment, the SSA may determine that she is no longer disabled and cancel her SSDI benefits. The parent's own retirement benefits are not afflicted past their child's receipt of SSDI, and the child can still qualify for SSI benefits if her SSDI payments, which count equally unearned income for SSI purposes, do not disqualify her.
Parents who have not begun to receive their ain Social Security income but who call back that their child may qualify for SSDI in the future may want to take their kid screened by the Social Security system for his disability before he reaches age 22. If this is not possible, it pays to have the child's physician clearly certificate all of the information surrounding the kid'due south disability from equally early on an age equally possible. This way, when the parent does retire, the child has a long record showing the presence of the disabling condition before he turned 22, making the SSDI awarding easier.
A qualified special needs planner can explicate the rules for applying for SSDI and tin can give your family guidance if you think your child may qualify in the future.
To read more than most SSDI for an adult kid with disabilities on the SSA Web site, click here.
Concluding Modified: 01/24/2015
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Source: https://specialneedsanswers.com/adult-children-with-disabilities-can-qualify-for-benefits-on-parents039-work-records-14096
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